MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money ma | Podcast

1. 77. Avoiding the summer slump- 3 tips to help you stay on track for your goals during the summer months.

*** This Podcast is NOT financial advice. It is simply for educational purposes***Hi Friends!Summer is here, and we are excited over here in our house. If you have a tendency to press pause on your goals this time of year, this episode will help you think a different thought about this. I will be giving you 3 tips to help you stay on track for your debt free or savings goals because there is a way that summer can be your best months yet when it comes to your money goals. If you want to join me

May 30,2024 11:23

2. 76. The Number 1 Reason you need to pay off your credit card debt ASAP (it's not what you think)

*** This Podcast is NOT financial advice. It is simply for educational purposes***Hi friends!Credit cards... let's talk about them.Does it feel like you're stuck in minimum payment purgatory when it comes to your credit cards?Do you cringe every time you think about how much money you're wasting on interest?Do you try to not think about it all and hope you can start making more money soon so you can pay it off?Today's episode is designed to help you see the urgency in getting your credit cards

May 28,2024 10:20

3. 75. Googling "ways to make money online?" One thing I wish I knew before I pursued online side hustles.

*** This Podcast is NOT financial advice. It is simply for educational purposes***If you're looking for ways to make extra money online you have probably seen just how many options are out there. Before you drive yourself crazy applying for all the things, listen to this episode. I'll share one important question to ask yourself to help you tune out the noise and make the best decision for you and your family. --> And don't forget! My Summer Fun Guide with added bonuses is now available!If y

May 23,2024 10:20

4. 74. How we're staying on track for our financial goals during the summer WITHOUT skipping out on fun family experiences. A peek into our summer plans.

*** This Podcast is NOT financial advice. It is simply for educational purposes***Happy (almost) summer! Does summer feel different for you this year? Maybe your financial goals are different and you need to keep your budget extra tight this summer. You don't have to take a trip to Disney to have a great summer. In this episode I break down what I'm doing to save money (and my sanity) this year and I'm inviting you to join me! If you want to join me in making this a fun summer that doesn't b

May 21,2024 09:19

5. 73. Not motivated by the traditional definition of wealth? Here are 3 of my surprising motivators that I’m focusing on as we pay off over 6 figures of debt

Hey friend!Is the traditional definition of wealth just not doing it for you? The fancy cars, the big houses, luxury travel, designer purses? So maybe you can't seem to find the motivation to pursue more. In today's episode I share some of my non-traditional motivators that I'm focusing on as we pay off over 6 figures of debt. My hope is it inspires you to think outside of the box when it comes to your own money motivation. Cheers to a wealthy life!<3 Krista*** This Podcast is NOT financial a

May 16,2024 12:21

6. 72. Ready to start cooking at home to save money? Stock your pantry with these 8 things to get started with some cheap, easy meals

Where are all my aspiring cooks at? Ok maybe you don't aspire to be a good cook but you probably would love some more ways to save money. We've all heard we can save money by cooking at home instead of going out to eat but where do you start? In today's episode we're going to cover 8 pantry staples to start with as you build up some things in your pantry that will help you whip up some quick, inexpensive meals. Happy cooking! (and eating)<3 Krista*** This Podcast is NOT financial advice. I

May 14,2024 14:56

7. 71. Hesitant to spend money on yourself as a mom? How to drop the guilt about spending money on yourself

Happy Mother's Day! As you're getting ready to be celebrated I hope you'll take a few minutes to listen to this quick episode about spending money on yourself as a busy mom. We have a lot on our plates and we give so much to others, but what about ourselves? Where does spending on self care or our own wants come into play? I hope this episode encourages you to think of yourself alongside of spending on others. If this episode resonates with you, please share it with a mom friend!I appreciate

May 09,2024 07:25

8. 70. Should I save first? Or pay off debt first? A step-by-step on navigating the beginning stages of your financial journey.

Are you at the beginning phases of paying off debt and you're not sure where to even begin? In today's episode I'm sharing what I would do if I were just starting off and answering the common question "should I save or pay off debt first?"As I share in the episode, I don't want you getting so hung up on details that you stay stuck and don't take action, so hopefully today's episode gives you the inspiration to just get started. Day one, or one day? You get to decide!Believing in you, <3 Krista

May 07,2024 10:59

9. 69. How to increase your income WITHOUT working more hours

Are you feeling maxed out on the hours you're willing to put into work but you still could use some extra income? In this episode I'm sharing some things you can focus on if you want to increase your income without working more hours. Some things I reference in this episode:1. My affiliate link for my High Yield Savings Account (I receive a small commission if you use this link and meet certain requirements.) Be sure to do your research and pick the best account for you!All you have to do is

May 02,2024 10:32

10. 68. Ditch the mom guilt! 4 Things you can do daily to connect with your kids while on a budget that costs nothing

Hi friend!Are you struggling with mom guilt while on a budget? Maybe having to say "no" to the newest gadgets or to extra family vacations is leaving you feeling like your kids are missing out (they're not, but maybe you're feeling that way.)In today's episode I'm sharing 4 things you can do with your kids daily to connect with them that don't cost you a thing. These 4 things helped us when we were at the beginning of our debt payoff journey and were struggling with some of the changes to our

Apr 30,2024 15:55

11. 67. Got 10 minutes? Here are 5 things you can do to improve your finances in just 10 minutes or less

Hi there, busy mama!I know your to-do list feels never ending, but making progress towards your financial goals doesn't have to take up all your precious and very limited free time. In this episode I give you 5 things you can do while waiting in the school pick up line, sitting in the waiting room at the Orthodontist, or while you're waiting for your oldest to finish dance practice. In this episode I reference high yield savings accounts. I personally use Raisin if you want to check out the h

Apr 25,2024 17:41

12. 66.Making your kid a millionaire by investing for them when they are little with Christy Lepley from Moms Who Invest.

Hey everyone! We are so lucky to have Christy Lepley from Moms Who Invest on today's podcast episode!Christy is a mom who teaches other moms how to invest AND invest for their kids while they are still young. In today's episode she shares how it doesn't have to be super complicated to start investing for your kids and get them set up for success as future adults. Check out all of Christy's things below:Visit Christy's website and be sure to grab her free Ultimate Beginners Guide to Investing!

Apr 23,2024 36:06

13. 65. "What is the 3 Days to $1K Challenge?" Answering all of your questions about the challenge that starts on April 29th.

The NEW 3 Days to $1K Challenge is here!What if you were just 3 days away from creating an extra $1,000 per month in your budget CONSISTENTLY?In this new 3 day challenge we're going to create your new road map to financial overflow each month so that you finally have the excess for the things you've been wanting to do (things much cooler than gas for your car or electricity for your house)You can join us in the challenge by clicking this link and getting yourself enrolled for as little as $37!Bu

Apr 18,2024 08:55

14. 64. 3 Questions to ask yourself if you want to increase the margin in your budget by $1,000 every month.

The NEW 3 Days to $1K Challenge is here!What if you were just 3 days away from creating an extra $1,000 per month in your budget CONSISTENTLY?In this new 3 day challenge we're going to create your new road map to financial overflow each month so that you finally have the excess for the things you've been wanting to do (things much cooler than gas for your car or electricity for your house)You can join us in the challenge by clicking this link and getting yourself enrolled for as little as $37!Bu

Apr 16,2024 12:18

15. 63. Summer Plans Start Now! 3 Steps To Take Now To Ensure Your Summer Vacation Fits Into Your Budget

Let me guess, you have dreams of lying on a warm beach somewhere this summer? Or maybe you want to travel the country with your kids in an RV? Whatever your summer vacation plans look like, the biggest thing you need to do is make sure they fit in your budget. There's nothing more stressful than a vacation that's supposed to be relaxing, but instead feels very stressful because of finances. In this episode I give you 3 steps to take now to make sure you summer vacation plans fit in your budge

Apr 11,2024 11:55

16. 62. A Budgeting Mistake You Could Be Making That Might Be Derailing Your Progress

Would you consider yourself to be a perfectionist? Does budgeting stress you out because it doesn't always play out the way you'd planned? Do you feel like you're doing something wrong because your numbers never reflect exactly what you budgeted for? If so, you want to listen to today's episode where I share a budgeting mistake you might be making that could be the thing that's derailing your progress. In this episode I refer to the book The Lazy Genius Way by Kendra Adachi if you'd like to rea

Apr 09,2024 10:11

17. 61. 3 Reasons why your Credit Score matters, and 1 Really important reason you shouldn't give it so much weight; A Credit Score Conversation.

Do you have a goal to improve your credit score? I have a question for you: Why?It actually is a good thing to want to improve your credit, but not everyone understands why it's actually important. In today's episode I give you 3 reasons why your credit score matters and how it impacts your life. PLUS I share 1 really important reason I don't think you need to give it too much of your mental energy. I hope you enjoy this conversation all about Credit Scores. <3 Krista----more----My NEW Debt

Apr 04,2024 15:32

18. 60. If I was getting a Tax Return, here's what I would do with it (an order of operations)

Are you getting a tax return this year? If so, you want to listen to this episode where I break down the order of operations I would consider if I was getting a tax return. Part of being Money Mindful Moms means we thoughtfully plan where we want our money to go, so get ahead of this now and have a plan for the tax return that is hitting your account. Happy Tax season!<3 Krista----more----My NEW Debt Free Get Started Guide is available for you to snag right now for FREE! This guide is for yo

Apr 02,2024 17:01

19. 59. How We Found An Extra $500 A Month In Our Already Tight Budget. Save For When You Have One Of "Those Months."

Would an extra $500 a month make a difference for your family right now? If so, I want you to stop what you're doing and listen to this episode. I break down one of our extra tight months from a while back and how we were able to squeeze an extra $500 out of our budget to make our numbers work. Not only do I share the things we did to find the $500, but I leave you with a message on what to do with that $500 so it doesn't disappear on something random. I pray it blesses you!<3 KristaRead the f

Mar 28,2024 14:21

20. 58. Start a Side Hustle or Budget Better? Pros and Cons.

Have you been considering starting a side hustle, starting a home based business, or looking for a part time remote job to fix your finances? TODAY'S EPISODE IS FOR YOU!You may want to consider going that route OR you may actually just need to budget better. In today's episode we dive into both option and discuss pros and cons. I hope it helps you walk away with clarity on what your next steps should be. <3 Krista____________________________________________________________________It’s time!

Mar 26,2024 15:11

21. 57. Pay Off Your Debt Without Sacrificing all of Your Family Time. Hear How to Make it Happen Inside of My Program!

In today's episode I'm giving you a peek into what it's like to be a part of The Overflow Program. -What will you be doing over the course of the 8 weeks? What's included?-What topics will we cover and what can you expect to walk away from the 8 weeks with? - How can you pay off your debt WITHOUT sacrificing all your precious family time? I answer all of that and more in today's episode. I hope it answers your questions if you're considering joining us in this next round!<3 KristaIt’s time!

Mar 21,2024 11:04

22. 56. From Paycheck to Paycheck and No Savings to Feeling Empowered By Money and a Solid Plan to Reach Her Goals- With Student Isabel

Today I'm excited for you to hear from one of my brand new graduates of The Overflow Program Isabel as she shares her journey starting just 8 weeks ago living paycheck to paycheck, having no savings or a plan on how she was going to get her finances on track to feeling like the fear was taken out of finances and she now has a solid plan in place to reach her debt payoff goal. I hope as you listen to her wins it helps transfer belief that you can have this be your story too!I pray this conversat

Mar 19,2024 14:09

23. 55. Want to be a Stay at Home Mom but finances are holding you back? Do these 2 things with your money to see if there may be a way you can make your SAHM dreams come true!

Are you dreaming of the day you can walk into work and give your 2 weeks notice so you can be a Stay at Home Mom? Or maybe you dream of starting a business from home that allows you the flexibility to drop off and pick up your kids from school but you don't think you could afford to.If that is you, I have some good stuff for you in today's episode. I want you to make that decision from a place of power so I am breaking it down. The good, the bad, and the ugly. And I'm giving you 2 things to d

Mar 14,2024 14:27

24. 54. Spending every paycheck as fast as it comes in? 4 tips to set up a simple budget that isn't overwhleming

Does it feel like your paycheck disappears just as fast as it came in? Do you feel like payday should be exciting but there's nothing left to show for it as soon as you pay your bills?You are not alone and in today's episode we're going to talk about why that can happen and 4 things you can do to help you set up a simple budget that you'll actually stick to because it doesn't feel overwhelming. If you need more support with your debt payoff or savings goals, my next round of the Overflow Progr

Mar 12,2024 15:58

25. 53. How you may be working harder, not smarter when it comes to your financial goals.

Does it feel like you're always pushing upstream when it comes to your $ goals? Does it feel like you're taking one step forward and two steps back in your pursuit to pay off debt?Do you find yourself thinking making more money has to be the answer because you've tried everything and you're still not making progress towards saving money?You may be working harder, not smarter. In today's episode I am pointing out a "blind spot" I see from many people I talk to that are feeling these exact same

Mar 07,2024 11:31

26. 52. Struggling with how to "do it all" as a mom? 3 Practical ways you can implement rhythms in home and business from Alexis Greco

In today's episode we get the privilege of learning from Alexis Greco. Alexis is an Army wife, a homeschool mom to her 4 children ages 10 and under and she coaches female entrepreneurs all over the world on how to use systems to create the thriving home and business of their dreams... a life in rhythm. If you are on the struggle bus when it comes to figuring out how to show up powerfully at home AND at work, the conversation I have with Alexis today is just the tip of the iceberg. Here's how y

Mar 05,2024 16:18

27. 51. 10 Expenses you may not have thought of to have on your radar as your kids grow.

Are you a parent of littles? Not sure what to expect will pop up when it comes to expenses for your kids as they continue to grow? Today's episode is for you. I'm sharing 10 things that came up for us as our kids were getting older that I had never really given much thought to until we were at that stage. I hope it helps you prepare for what may be coming down the road!----more----My NEW Debt Free Get Started Guide is available for you to snag right now for FREE! This guide is for you if:-y

Feb 29,2024 21:41

28. 50. There's a new dating app exclusively for people with good credit. Is someone's credit score a deal breaker when it comes to dating?

Today's topic is juicy! Do you think you should only date people with good credit? A new app called "Score" is playing matchmaker but only if you have good credit. In today's episode I give you my honest opinion and break down who might benefit from this app and some things about the app that rub me the wrong way. Basically the good, the bad and the ugly. My source material for today's episode: HERE----more----My NEW Debt Free Get Started Guide is available for you to snag right now for FRE

Feb 27,2024 13:54

29. 49. When setbacks arise. How to handle the unexpected in your already tight budget.

Help! My car needs a $3,000 repair!Has this ever happened to you? You're cruising along towards your $ goals and then all of a sudden you're sucker punched with a major unexpected expense? In today's episode I'm sharing some of the recent setbacks we've experienced and how we're handling them as I continue to work on my goal to pay off all my credit card debt by the time I turn 40 in July. Unexpected expenses don't have to derail you. You can still meet you goals and I hope the things I share

Feb 22,2024 13:20

30. 48. A message to my fellow Over Achiever Mamas chasing big money goals this year.

Are you an Over Achiever? If so, high five! Because me too! :) In today's episode I'm sharing how some of the qualities of being an Over Achiever can actually set you back in your pursuit of your money goals. We can be perfectionists and extra hard on ourselves which is not the vibe we're going for especially when it comes to pursuing a wealthy life. So let's change that! I'll share my biggest tip with you on how to change your mindset around this. It's something I'm working through right

Feb 20,2024 10:48

31. 47. Money & Relationships. 3 ways to make money conversations with your partner less stressful

Have you ever said something like: - I made a budget, but I can't get my husband on board with sticking to it. - I'm a saver but my partner is a spender and it feels like he's undoing everything I'm trying to do. - We've just stopped talking about money because it always leads to an argument. If any of those sound like you, you're in the right place with today's episode. In this episode I'm sharing some signs your relationship might be in a money funk PLUS you will walk away with 3 tips to mak

Feb 15,2024 19:48

32. 46. These 4 items in your budget are what you should focus on FIRST if you want to get to your goal faster

If you are itching to get to your goals faster there may be some places in your budget that you can adjust to make it happen. In today's episode I'm sharing the 4 items in your budget to start with that will give you the most return. If you want to:pay off debt finish saving for a down payment on a housefree up space in your budget to be able to start investingStart by taking a look at these 4 things before you start skipping your weekly coffee run or cancel your netflix subscription. More re

Feb 13,2024 17:23

33. 45. Looking at work from home opportunities? Meet one mom who has started and grown her successful business and podcast from home while raising young kids.

After reading your market research surveys I hear you loud and clear... this economy has you looking for ways to make money from home. I couldn't love this more! There absolutely is a way you can get to your goals faster by adding an extra income stream. That's why I knew I had to bring on my friend Lizzie, better known as @fiercelizzie on instagram. Lizzie is a doula and childbirth educator who is passionate about helping moms who want to feel empowered and confident for birth. She runs an

Feb 08,2024 28:53

34. 44. Breaking down the challenge I completed in January that helped me 10x my results

I did a challenge in January. Because sometimes you just need to do something big to shake things up. In today's episode I share exactly what I did and how it could serve you in getting to your financial goals faster this year. If you need more support with your debt payoff or savings goals, my next round of the Overflow Program won't be until April but you can get on my first to know list HERE and I'll send you something to get you started right awayMore resources:Learn: www.moneymindfulmoms.

Feb 06,2024 27:32

35. 43. How Moms can Master Money. Use the strengths you already have to help you pay off thousands of dollars of debt this year!

"I'm just a mom." Great! That makes you qualified to master money. Did you know that as a mom you already have so many of the skills you need to master your money? -You don't have to be a numbers person. -You don't have to know anything about investing (yet)-You don't have to love excel spreadsheets Take your preconceived notions about what you think it takes to be good with money off the table and listen to today's episode to hear how your skills as a mom might be the keys to paying off your

Feb 01,2024 12:17

36. 42. Feeling the pressure to keep up with the Joneses? 3 things you can do to tune out the noise while you're working on your financial goals

Struggling with comparison? In today's episode we're talking all about one of the most challenging parts of focusing on your finances.... staying positive when it feels like everyone else is getting to go on vacations, buy houses, buy cars, and put their kids in all the most expensive activities.I'll admit, it's hard to avoid feeling this way from time to time but there are some things you can do to tune out the noise so it makes it easier for you to keep your eyes on YOUR prize instead of THEIR

Jan 30,2024 13:36

37. 41."When should I make changes to my budget?"- 5 signs your budget might need to change.

Does your budget feel like it's in a rut? Is it just not working for you? Or maybe you're less than inspired to stick to it? There are a handful of things you may want to look at to see if those changes might help. Budgeting, when done right, actually is fun! So if it feels like a chore and your numbers are always off, let's change that! More resources:Learn more hereLearn: www.moneymindfulmoms.comConnect: moneymindfulmoms@gmail.comInstagram: @moneymindfulmoms

Jan 25,2024 14:31

38. 40. My Credit Card Debt Free by 40 goal. Why you may need to be bold if you want to get your debt paid off

I'm turning 40 this year and what better way to celebrate than paying off all my credit card debt?! In this episode I not only share the details on my goal, but I also share why it matters for you. If you have a big goal with your money this year I share a bold action step you may want to take to get it done once and for all. Cheers to being debt free mamas who are breaking the cycle for our kids!More resources:Learn more hereLearn: www.moneymindfulmoms.comConnect: moneymindfulmoms@gmail.comI

Jan 23,2024 15:16

39. 39. 3 Financial reasons you need a village as a mom. Plus, how to create one if you don't have one.

When was the last time you heard someone say "it takes a village!" I hear it all the time. And it's true! But what if there was a way your village could help lighten the financial load of motherhood? And, even better, you can help do the same for someone else! Don't have a village? You can create one. And in this episode I share one simple thing you can do to start creating your own village if you don't have local family and friends to help out. Speaking of village, will you take 30 seconds

Jan 18,2024 15:06

40. 38. The problem with "Target Mom Culture"- How you may be impacting your kids' future money habits without even realizing it.

Target moms, let's discuss! I love Target as much as the next person, but their marketing department has the secret sauce that is making us fall into a consumerism trap. What can you do if you want to keep shopping at Target but you want to avoid passing on any negative spending habits or mindsets to your kids? There is a way you can enjoy your Target trips without making overspending normal to your kids. In today's episode we'll talk about how. Share this episode with a friend! More resources

Jan 16,2024 11:06

41. 37. Let’s talk motivation (A pizza party motivation story) Why what’s motivating you might be the reason you’re NOT seeing lasting results

Do you ever wonder why your efforts to get your money right haven't lasted in the past? Have you ever worked really hard to save for a vacation and then as soon as the vacation is over you go right back to your old, overspending ways? Why is that?Today we are talking about motivation and how shifting your focus can help you finally make the lasting change you're looking for. Ready to take it step further and put a plan in place with all the info you gather from today's exercise? The Overflow

Jan 11,2024 11:17

42. 36. Where do I start? If you only have 5 minutes to do one thing for your finances, here’s what I would do

Let me guess.... you're busy?!All the more reason why, getting started now making money systems a priority matters. If you're wanting to start or kick start your journey towards paying off debt or building emergency savings, today's episode gives you the smallest task that will make the biggest impact to kick things off. And the best part? You can do it in 5 minutes or less! Ready to take it step further and put a plan in place with all the info you gather from today's exercise? The Overflow

Jan 09,2024 11:00

43. 35. 2024 Money goals? 3 Mistakes people make in the New Year without even realizing it.

Hi friend!If you have money goals this year I would bet you want to save yourself the time and headache that comes from making unnecessary mistakes. Today's episode covers a few common mistakes I see, especially this time of year when we're thinking about our goals even more. Ready to go all in this year? My program The Overflow Program is currently open for enrollment through January 12th. This is my signature 8 week program for the mom who wants to kick debt to the curb once and for all. I

Jan 04,2024 12:19

44. 34. If you want to become debt free in 2024 (and stay debt free) try focusing on THIS instead of obsessing about the outcome

Happy New Year!I hope you are feeling excited about what this New Year could bring for you and for your family. Whether you paid off $0 of debt last year, or $10,000 of debt last year, if you're not debt free yet and you want this to be your year, I have some thoughts on how to shift your focus to ensure this is your year. In this episode we talk about why I have 124 episodes of Judge Judy currently on my DVR and how it relates to my focus on my goals this year. If you're ready to fully dive

Jan 02,2024 09:31

45. 33. If you have a dream to start a business in 2024 you must do THIS first. Your 1st focus if you want to start a small side business, a big business, or anything in between

Happy New Year!I am loving hearing from so many of you that you want to start a business. You have passions and dreams that you're eager to get out into the world. And I get it! I've had several businesses over the past 18 years and I can 100% relate to the excitement of sharing your passions that can help people with the world. With that experience I've found there's one important first step that can either make or break a new business. If you want to avoid this misstep please listen to thi

Dec 28,2023 11:14

46. 32. The BIGGEST mistake you might be making when setting your financial goals for 2024

It's almost that time! The time to watch the ball drop and dream about what 2024 might bring for you and your family. But there's one important step I see people skip that could make or break your success with the goals you have. So before you do your New Year's goal setting session, listen to this episode first so you don't miss it. If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know lis

Dec 26,2023 17:03

47. 31. Our Holiday Budget Breakdown. Unconventional things we did to save money this year. Did we stay on budget? What went well and what didn’t this year.

Happy (almost) Merry Christmas!On today's episode I break down our spending for the holidays. I share exactly what we did to keep our budget extra tight this year and a few unconventional things we did that saved us money this year. I also share something I want to do differently next year because it wasn't perfect by any means. If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE

Dec 21,2023 13:05

48. 30. Non-Scale Victories (Money Edition) All the Money Wins I Experienced this Year

In today's episode I dive in to what some of my non-scale victories (or NSV's) were in relation to my money this year. If you're reflecting on your year you MUST consider your own NSV's especially if you didn't hit your goal in terms of a dollar amount put into savings or a debt payoff goal. If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HEREMore resources: Learn: www.moneymindful

Dec 19,2023 14:20

49. 29. Holidays on a Budget Series Pt. 5- The Story of the Christmas Pack n Play. A Holiday message I want to leave you with

We've reached the end of our Holidays on a Budget Series and on this episode I leave you with some hope no matter what this season looks like that next year could look entirely different. In the next few weeks we'll dive into what that could look like for you. Wishing you the best Holiday season!More resources: Want to work with me? My group coaching program called The Overflow Program is open for enrollment 4 times per year. If you need more support with your debt payoff or savings goals, m

Dec 14,2023 06:51

50. 28. Holidays on a Budget Series Pt. 4- Traveling in style (and on budget)

On today's episode we're talking about all things Holiday Travel. -Do you have plans in place already but you're hoping to save money so you can stay on track with your financial goals?-Is travel not in your budget this year? I've got you covered too. There is a way you can enjoy your trips this year knowing you're not going further into debt to make it happen. Happy traveling!More resources: Want to work with me? My group coaching program called The Overflow Program is open for enrollment 4

Dec 12,2023 14:16

51. 27. Holidays on a Budget Series Pt. 3- Family Experiences. You don’t have to miss out on the magic of the season with your kids! Celebrate the season AND stay on budget.

Happy Holidays!Mom guilt can rear it's ugly head this time of year, can't it? We see what everyone else is doing with their families and suddenly we're spiraling and worrying if we're not doing enough for our kids. In today's episode we're releasing the mom guilt and identifying the things we actually want to do with our families this time of year. We will dive into how to make them fit into your budget so you don't lose the magic in January when your credit card bill comes. For more Holiday

Dec 07,2023 14:29

52. 26. Holidays on a Budget Series Pt. 2- Holiday Parties without blowing your budget

Happy Holidays! One of the most overlooked parts of the Holidays when it comes to your budget is parties. The costs involved can really add up and if you're not factoring them in to your overall spending plan this time of year, it's really easy to go over budget and start putting things on credit cards you won't be able to pay off right away. In today's episode we'll cover how to determine exactly what you'll participate in this year and how to determine if it fits in your budget, and if not,

Dec 05,2023 13:30

53. 25. Holidays on a Budget series #1- Gifts

Hi friend!Today is the first episode in a new series all about doing the Holidays on a budget. As my friend beautifully put it, "we're having a humble Christmas this year." Are you having a humble Christmas this year? There is a way you can stay on budget this year without sacrificing the best parts of the holidays. In todays episode we're talking about gifts. Inexpensive gifts, free gifts and changing your mindset around gift giving.I reference an inexpensive gift idea from a blog post I ha

Nov 30,2023 12:39

54. 24. Living on 1 income? 3 things you MUST do if you’re a one income household

Are you living on one income or considering going down to one income? Are you dreaming about quitting a job you don't like so you can be home with your kids? Or maybe you want to start a business but that means you won't have income coming in for a while. In today's episode we'll go over 3 things you MUST do if you're considering going down to 1 income, or even if you are already a 1 income family, these 3 things will help make it easier!The sale on my 7 day intensive called FUNded ends today!

Nov 28,2023 13:16

55. 23. Gratitude. How one simple practice can shift your mindset (and your bank account)

Happy Thanksgiving! Because it's a day of being thankful we're talking about how you can tweak your gratitude list to help you start looking for things to be grateful for, even during a challenging season. Also, take advantage of my Black Friday deal and get my 7 day intensive called FUNded for just $39! This is only available through 11/28 so use this link to learn more and to get yours while it's on sale. BLACK FRIDAY DEAL INSIDEIf you need more support with your debt payoff or savings goal

Nov 23,2023 09:28

56. 22. Are you a crab or an orca?

Hi friend! In today's episode we're talking about the importance of who you surround yourself with. It is so true that the people you spend your time with either drag you down or lift you up. There is no in between. After listening I hope you'll be part of #teamorca because it starts with you!Also, take advantage of my Black Friday deal and get my 7 day intensive called FUNded for just $39! This is only available through 11/28 so use this link to learn more and to get yours while it's on sa

Nov 21,2023 17:08

57. 21. How to budget when you don’t like budgeting. 5 things to change up to make budgeting work for you!

Welcome back!Today's episode is specifically for my friends who don't love budgeting. There IS a way you can learn to love it so today our goal is to get you one step closer to loving it. In this episode I give you 5 things to consider changing up to make it work for your life. Believing your budgeting ninja status is right around the corner!If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to

Nov 16,2023 15:14

58. 20. How to know when it’s time to add an income stream

Hey friends! I know the cost of living is on many people's minds these days and one of the solutions you may be considering is adding a stream of income. But how do you know if it's the right time? And if it is the right time, how do you know what your next move should be? What stream of income makes sense for your situation? We're going to be covering all that in today's episode. If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be i

Nov 14,2023 13:29

59. 19. Our debt story. How we ended up with 6 figures of debt.

*A note about this episode: I will be talking about the topic of child loss so if that's not something you want to hear about, it would be best to skip this episode. Today's episode will be a change of pace. Instead of me giving you some action items I will be sharing a story. I hope it gives you hope that you can turn the ship around if you're not where you want to be financially. Thank you for letting me be share this part of our story with you. <3, KristaMore resources: Want to work wit

Nov 09,2023 15:36

60. 18. The Holidays don’t have to break the bank this year. 5 Questions to ask yourself BEFORE you start planning to save you $$$

Hey friends!Whether you're ready or not we're officially into the holiday season and, while you may have been one that typically wings it this time of year and ends up overspending, I believe that this year could be different for you. BUT it will take planning and a willingness to be intentional this year. In today's episode I give you 5 reflection questions to help you plan out your Holiday season to make sure that it's in alignment with what you want AND in alignment with your budget. If your

Nov 07,2023 15:03

61. 17. Taking a pay cut. What you should focus on if you’re heading into an income dip season (and how to prepare if you’re not there now)

Happy November!Listen, I know no one likes to think about taking a pay cut. I hope you're not there. But if you are, there are some things you can focus on in that season to lessen the blow. And if you're not there, in today's episode I give you 3 things to prepare for when the next time comes that your income dips. If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HEREMore resourc

Nov 02,2023 14:28

62. 16. A money myth that might be keeping you stuck

Hey friend!If you have been stuck at the same place for a while, today's episode might give you something to think about. We're talking about a money myth you might be believing that's keeping your stuck. By now you've probably realized how much mindset plays a factor in your journey with money. It's worth looking at your beliefs around money especially if you're not where you want to be. If you need more support with your debt payoff or savings goals, my next round of the Overflow Program w

Oct 31,2023 10:24

63. 15. Paying for Peace: 3 unexpected things I pay for even on a tight budget (and how you might be making it harder on yourself by being too frugal)

Hi friends!In today's episode we are kicking the old school money advice to the curb that says you need to cut everything "non essential" out of your budget. Because what many money experts might consider "non essential" might be very essential and could actually help you get to your goals faster. Questions to ask yourself to identify how you might be able to pay for peace:1. What is draining me in my personal life?2. What is draining me in my professional life?More resources: Want to work with

Oct 26,2023 16:55

64. 14. Struggling with consistency? You may be missing this ONE thing

Hi friends! If you are someone who has no problem getting fired up for your financial goals, but you can't seem to stick to them for the long run, today's episode was made for you. In this episode we'll cover one thing you might be missing that's keeping you in that perpetual hot and cold mentality about your goals. BMore resources: Want to work with me? My group coaching program called The Overflow Program is open for enrollment 4 times per year. Learn more hereLearn: www.moneymindfulmoms.c

Oct 24,2023 10:20

65. 13. 4 things you can start doing to teach your kids good money habits even if you’re way off track with your own money goals

Hi Mama, We all want to get it right when it comes to parenting. It can feel defeating when we know what our kids need to be successful but feel unequipped to give it to them. If that's how you feel when it comes to teaching your kids about money, this episode will give you so much hope. You have what it takes right now, no matter where you're at. In this episode I reference this blog post with some of my favorite YouTube videos for kids about moneyhttps://moneymindfulmoms.com/2020/08/19/the-

Oct 19,2023 21:39

66. 12. 15 years of marriage and money. What we’ve done well and what we’d have done differently with our finances.

Tomorrow is our 15 year wedding anniversary so, of course, I had to have my husband on the podcast to celebrate!In this conversation Abe and I talk about some of the biggest money wins we have had during our marriage and some of the learning opportunities that came from missing the mark. We hope it helps you see that your setbacks are normal and also reminds you of all the things you have to be proud of yourself for. More resources: Want to work with me? My group coaching program called The O

Oct 17,2023 22:47

67. 11. Income- Your most powerful wealth building tool. START HERE if you want to bring in income for your family whether you’re a SAHM, WFHM, or work outside the home.

Have you ever felt like your income is what it is and there isn't much you can do about it? Today's episode will hopefully show you that that's simply not true. In this episode I give you 3 places to start focusing on to bring in more income for your family either on a part time basis, or even working up to full time. There is a way you can increase your income WITHOUT having to go get a traditional part time job. More resources: Want to work with me? My group coaching program called The Ov

Oct 12,2023 12:20

68. 10. I missed my goal. The pep talk I gave myself that you might need to hear too

Hey there!On today's episode I'm lifting the curtain on a part of my business that I think might serve you too... setting and missing goals. In this episode I referenced Angela Duckworth's research on grit. If you'd like to know more I would start with her Ted TalkWatch it hereIf you want to see just how gritty you are, you can take here 12 item grit assessment to learn morehttps://www.dropbox.com/s/2pzjz1v0dadmr8r/12-item%20Grit%20Scale.pdf?dl=0And if you want to read her book you can check y

Oct 10,2023 11:12

69. 09. $0 saved for The Holidays? Put the credit cards down! There IS a way you can still have a debt free Christmas if you start now

Happy October! I know Christmas may feel far away but if you have little to nothing saved for it, it can feel stressful watching the weeks pass. You don't have to resort to putting it all on credit cards, though. If you're ready to get into action right away to make sure you have a great debt free Christmas, today's episode was made just for you. In today's episode I refer to a company called Ohm Connect that rewards you for saving energy. To see if it's available in your area and sign up, u

Oct 05,2023 14:40

70. 08. Where are my spenders? 3 things you can do to go from spender to saver.

Hey friend!Are you more of a spender or a saver? In today's episode I have some tips for my fellow spenders to help you channel your inner saver. There is a way you can spend joyfully knowing you're the one in control and not the shoes calling your name. More resources: Want to work with me? My group coaching program called The Overflow Program is open for enrollment 4 times per year. Learn more hereLearn: www.moneymindfulmoms.comConnect: moneymindfulmoms@gmail.comInstagram: @moneymindfulmo

Oct 03,2023 14:40

71. 07. There may be a way you can make your next career move WITHOUT money being your #1 motivator

Hey mama!I know it can be challenging to know what the best decision can be when money is a major factor. But what if you could make your next career move WITHOUT money being the #1 motivator? Should I go back to work, or not? Should I start the business? Should I take a job that's more fulfilling for less pay? Lots to think about, and in today's episode I share the story of one of my clients Elizabeth who recently made a similar decision and we talk about how she was able to make a proacti

Sep 28,2023 12:40

72. 06. Should I invest in a coach? 3 questions to ask yourself before you invest.

Hey friend!Some of my best investments have been in coaches or courses so I'm here to bust the myth that you can't invest in yourself when you're on a budget. But how do you know if it's the right move financially? In this episode I give you 3 questions to ask yourself before you invest in a coach (or a course, or a program). More resources: Want to work with me? My group coaching program called The Overflow Program is open for enrollment 4 times per year. Learn more hereLearn: www.moneymin

Sep 26,2023 14:30

73. 05. 4 Things I would do differently if I were starting over paying off a LARGE amount of debt

Happy Thursday!It's not always easy to look back at past mistakes, but there's definitely something to be learned from every perceived failure. On today's episode I am fully transparent about our journey to pay off over 6 figures of debt and share the things I would do differently if I were starting over. Hopefully it helps you avoid some similar pitfalls if you're just beginning paying off debt or even if you're in the middle of your own journey. There's always the opportunity to hit the refr

Sep 21,2023 13:15

74. 04. How to embrace the financial season you’re in WITHOUT settling

Hey friend!Are you in a difficult financial season? Maybe you've experienced a drastic change in income or you've been hit hard with some major life expenses. Today we're talking about embracing it (yes, that's possible) WITHOUT falling into the trap of settling there. There is a way you can find a way to accept what is while still believing and working towards a more fruitful season. I'm excited to encourage you today!More resources: Want to work with me? My group coaching program called T

Sep 19,2023 15:29

75. 03. Dating your spouse on a budget- 7 cheap or FREE date night ideas

Today's episode is all about dating your spouse while on a budget. Like my podcast cover art says, over here we're about "living big while spending a little." Just because you're in a season where you're spending less does not mean you are missing out on something as important as date nights!In this episode we cover 7 cheap or free date night ideas PLUS we talk about creative child care ideas. I hope it blesses you!<3 KristaMore resources: Want to work with me? My group coaching program call

Sep 18,2023 21:07

76. 02. Stuck in the ”in between”- What to do when you’re not broke, but not thriving either.

Hey friend!Today's topic is close to my heart because I believe far too many people have unknowingly settled for the "in between." It's where you're not broke but you're also not thriving. It's one thing for this to be a temporary season but many of us camp out here permanently and I don't want that for you. You deserve to not just get by, but to thrive. I hope this episode helps you think a new thought. <3 KristaMore resources: Want to work with me? My group coaching program called The Over

Sep 14,2023 12:43

77. 01. What is MONEY MINDFUL? Plus 3 ways you can become more money mindful TODAY!

What does it even mean to be "money mindful?" There is sooo... much information on the internet about finances. So how can we get started without obsessing about every dollar? In today's episode, we'll cover 3 ways you can get started today with becoming more money mindful. I hope you enjoy this first episode!<3 KristaMore resources: Want to work with me? My group coaching program called The Overflow Program is open for enrollment 4 times per year. Learn more hereLearn: www.moneymindfulmoms

Sep 14,2023 15:31

78. Welcome to Money Mindful Moms!

The Podcast for moms who want their money to match the goals they have for their lives. Are you tired of feeling limited by your bank account balance BUT you don't want to wait until your kids are older to be able to do fun experiences with them? Do you want to get to a place where your money can do more than just pay bills? There is a way that you can ditch debt and have overflow so you can spend money on what's most important to you. Hey, I'm Krista, wife, mom, and money coach. I'm a fierc

Sep 08,2023 02:28

MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money ma

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