The Invested Entrepreneur | Financial Freedom For Business Owners In Canada

All Episodes (28)

From new to old

From new to old From old to new

1. 1. 27: Multiple Offers on a Property (How to Win the Home)

   WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Brandon shares tips and tricks on how you can navigate multiple offers scenarios, and make sure you are the one who wins the house. What was discussed:→ Preparation and contingency plans.→ Having your home ready to sell.→ And how connecting with the listing agent for an "offer assist" can make you stand out.*** MORTGAGE INQUIRIES Book a Call Email us→ experts@northshoregroup.ca Start an Application***CONNECT Connect on I

   Mar 04,2024 08:46
2. 2. 26: Using the Infinite Banking Concept to Reach Financial Independence

   WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Tom & Brandon are joined by Darren Mitchell. Darren is the Founder and CEO of Control and Compound Financial from Nova Scotia, who specializes in the Infinite Banking Concept, a unique approach to financial planning which utilizes High-Cash Value Insurance. Darren is also a best selling author and successful real estate investor, who's a sought-after expert and trusted advisor within the real estate investment community.

   Mar 01,2024 35:09
3. 3. 25: Breaking Up? What to Do with Your House

   WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Tom & Brandon explain the moving pieces you need to know when you're breaking up with a spouse or significant other and you share a home. What was discussed:→ Separation agreements and statutory declarations.→ The steps you should take if you're in this situation.→ And why sharing a Broker can be extremely beneficial to both parties.*** MORTGAGE INQUIRIES Book a Call Email us→ experts@northshoregroup.ca Start an Applicat

   Feb 26,2024 07:37
4. 4. 24: 3 Common Mistakes Successful Real Estate Investors Make

   WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Tom & Brandon are joined by Stefanie Beharry, CPA, CMA. Stefanie is the Owner of Real Estate Investing Finance from Ontario, who specializes in fractional CFO services and Financial Coaching for Real Estate Investors. By combining over 10 yrs of financial planning and analysis experience as a CPA with the hands on knowledge of being a real estate investor, Stefanie helps clients gain financial clarity to level up confide

   Feb 23,2024 30:41
5. 5. 23: Cash Out Refinance vs HELOC - What's Best For You?

   WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Tom & Brandon explain the differences between two types of products you can use to tap into your home equity. A HELOC, or home equity line of credit, or a cash out refinance on your mortgage. What was discussed:→ What a home equity line of credit (HELOC) is and some use cases.→ What a cash-out refinance is and some use cases.→ And what would be a better way to gift funds to your children.*** MORTGAGE INQUIRIES Book a Cal

   Feb 19,2024 08:52
6. 6. 22: 86+ Doors Without the Headaches of The Landlord Tenant Board

   WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Tom & Brandon are joined by Reilly Stead. Reilly is a Realtor at Coldwell Banker Southwest Realty and the Founder of Cozy Up Stays from Sarnia, Ontario, who has amassed almost 40 doors in her real estate investing journey with her husband. Cozy Up Stays offers premium Airbnb vacation and rental properties, and has grown to over 150 properties worldwide as a customer referral-based business. Reilly is here to discuss:→ Ho

   Feb 16,2024 31:31
7. 7. 21: Adjustable vs Variable Rate Mortgage - Explained

   WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Tom & Brandon explain the differences between two types of variable rate mortgages, adjustable and static, and what you need to consider when choosing them. What was discussed:→ What adjustable rate mortgages are.→ What static (variable) rate mortgages are.→ And what a "trigger rate" is and what it means if you hit it.*** MORTGAGE INQUIRIES Book a Call Email us→ experts@northshoregroup.ca Start an Application***CONNECT C

   Feb 12,2024 07:01
8. 8. 20: The Anti-Budget Method (The New Way to Budget to F.I.)

   WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Tom & Brandon are joined by Angie Ross. Angie is an Independent Money Coach and Certified CashFlow Specialist (CCS) from Ajax, Ontario, who's developed the "anti-budget" method, where you pay yourself first and don't have to budget for everything in your life. Angie is here to discuss:→ How she became a money coach and made the "anti-budget".→ What the "Profit First" method is and how you can implement it in your busines

   Feb 09,2024 33:26
9. 9. 19: How to House Hack in Canada

   WATCH▶️ Watch this episode on Youtube***EPISODE DESCRIPTIONIn this episode, Tom & Brandon share a unique method of house hacking that's gaining more traction in the Canadian market. What was discussed:→ The traditional house hacking approach vs the more unique approach.→ Misconceptions about down payments.→ And the steps you can take if you want to try this strategy yourself.*** MORTGAGE INQUIRIES Book a Call Email us→ experts@northshoregroup.ca Start an Application***CONNECT Connect on Instagra

   Feb 05,2024 06:19
10. 10. 18: Mortgage Renewal Advice - 4 Tips

    In this episode, Tom & Brandon share 4 tips for when you're coming up for a mortgage renewal, which can save you thousands of dollars and hours of headaches. What was discussed:→ Refinancing and renewal letters.→ Float rates and pre-payment privileges.→ And planning for the future. The Invested Entrepreneur YouTube Channel: @investedentrepreneur The Invested Entrepreneur Instagram: @invested.entrepreneur Mortgage Inquiries:Book a call → www.chatwithtom.caEmail → experts@northshoregroup.ca

    Feb 02,2024 08:51
11. 11. 17: Achieving Financial Freedom by Age 28 Through Real Estate & Dividend Investing

    In this episode, Tom & Brandon are joined by Colton Lukey. Colton is is a residential real estate investor and social media influencer, originally from Ontario, who achieved financial freedom by the age of 28 through a combination of different investing strategies. Including turning $12,000 in savings into a multi-million-dollar real estate portfolio. Colton is here to discuss:→ How he house-hacked his way to building his real estate portfolio.→ How he makes passive income with dividend investin

    Jan 30,2024 32:18
12. 12. 16: Lifestyle Design & Leveraging Podcasting

    In this episode, Tom & Brandon are joined by Matt Glen and Taylor Atkinson. Matt, a Realtor, and Taylor, a Mortgage Broker, are both from Kelowna, BC, and co-hosts of the Kelowna Real Estate Podcast. Matt and Taylor discuss:→ What they've learned in their first year podcasting and the benefits it's had in their lives and businesses.→ How they both found their passion for real estate and entrepreneurship.→ And how Taylor has grown to investing with 75 doors, and Matt has excelled at door knocking

    Jan 23,2024 37:12
13. 13. 15: 4 Mindset Shifts to Make More Money

    In this episode, Tom & Brandon share 4 key mindset shifts they have done that have led to more success in their businesses, and can help you make more money. What was discussed:→ The sunk-cost fallacy and seeking discomfort.→ Multiple streams of income.→ And knowing if you're more inclined to play offence or defence with your money. The Invested Entrepreneur YouTube Channel: @investedentrepreneur The Invested Entrepreneur Instagram: @invested.entrepreneur Mortgage Inquiries:Book a call → www.cha

    Jan 16,2024 16:04
14. 

    14. 14: Will Mortgage Rates Go Down In 2024?

    In this episode, Tom & Brandon recap the rates in 2023, and discuss if they think rates will go down in 2024. What was discussed:→ Where fixed and variable rates come from.→ The impact of inflation and upcoming renewals.→ And their predictions for rates in 2024. The Invested Entrepreneur YouTube Channel: @investedentrepreneur The Invested Entrepreneur Instagram: @invested.entrepreneur Mortgage Inquiries:Book a call → www.chatwithtom.caEmail → experts@northshoregroup.ca

    Jan 09,2024 16:55
15. 

    15. 13: 3 Ways to Pay Down Your Mortgage Faster

    In this episode, Tom & Brandon discuss 3 different strategies you can use to pay down your mortgage faster, to become mortgage free sooner. What was discussed:→ How accelerated payments work.→ The different ways you can use pre-payment privileges.→ And an outside-the-box method that can cut down your mortgage length by 50% or more. The Invested Entrepreneur YouTube Channel: @investedentrepreneur The Invested Entrepreneur Instagram: @invested.entrepreneur Mortgage Inquiries:Book a call → www.chat

    Jan 02,2024 16:56
16. 

    16. 12: Should You Declare More Income to Qualify For an ”A” Lender?

    In this episode, Tom & Brandon discuss if you should be declaring more income as an entrepreneur in order to qualify for a traditional bank mortgage, or less in order to pay less in income tax. What was discussed:→ The differences between "A" and "B" lenders.→ Looking at your financial goals as a whole picture.→ And why it's important to work with experts in the space. The Invested Entrepreneur YouTube Channel: @TmoffatThe Invested Entrepreneur Instagram: @invested.entrepreneur Mortgage Inquirie

    Dec 19,2023 14:34
17. 

    17. 11: How to Overcome Shiny Object Syndrome as an Entrepreneur

    In this episode, Tom & Brandon discuss shiny object syndrome (SOS), what it is, and how it can cost you. What was discussed:→ When they've had shiny object syndrome and what it cost them.→ The questions you need to ask yourself to keep yourself in check.→ And the delicate balance of new ideas while also keeping your focus on money making activities. Shi Heng Yi YouTube Video: https://www.youtube.com/watch?v=wGT0_hHVh-o The Invested Entrepreneur YouTube Channel: @TmoffatThe Invested Entrepreneur

    Dec 12,2023 17:38
18. 

    18. 10: Mortgage Porting 101 (How to Keep Your Low Rate)

    In this episode, Tom & Brandon discuss the benefits of mortgage porting, and how it can save you thousands of dollars. What was discussed:→ What mortgage porting is and the different ways to port.→ How porting can help with the stress test.→ And the importance of knowing your mortgage terms and breakage penalties. The Invested Entrepreneur YouTube Channel: @TmoffatThe Invested Entrepreneur Instagram: @invested.entrepreneur Mortgage Inquiries:Book a call → www.chatwithtom.caEmail → experts@norths

    Dec 05,2023 15:59
19. 

    19. 09: Will The Canadian Housing Market Crash?

    In this episode, Tom & Brandon discuss where the Canadian housing market is at today, as well as whether they think we'll be seeing a crash in the near future or not. What was discussed:→ Interest rates projection→ Are we in a buyer's market?→ Year over year stats→ The fella's housing market prediction for 2024 The Invested Entrepreneur YouTube Channel: @TmoffatThe Invested Entrepreneur Instagram: @invested.entrepreneur Mortgage Inquiries:Book a call → www.chatwithtom.caEmail → experts@northshor

    Nov 28,2023 15:09
20. 

    20. 08: Buying Your First Rental Property (The Strategy We Would Use Today)

    In this episode, Tom & Brandon discuss what they would do if they were starting their real estate portfolios from scratch! What was discussed:→ Tom's current rental property portfolio→ Brandon's current rental property portfolio→ The strategy they would use today when buying real estate The Invested Entrepreneur YouTube Channel: @TmoffatThe Invested Entrepreneur Instagram: @invested.entrepreneur Mortgage Inquiries:Book a call → www.chatwithtom.caEmail → experts@northshoregroup.ca

    Nov 21,2023 22:26
21. 

    21. 07: Different Pathways To Financial Independence

    In this episode, it's Tom's turn to fly solo!What was discussed:→ Tom's journey to where he's at with his Financial Independence goals→ The different types of investments he's gone towards→ Having the ability to pivot your strategy The Invested Entrepreneur YouTube Channel: @TmoffatThe Invested Entrepreneur Instagram: @invested.entrepreneur Mortgage Inquiries:Book a call → www.chatwithtom.caEmail → experts@northshoregroup.ca

    Nov 14,2023 09:36
22. 

    22. 06: Operation: Kill the Debt

    In this episode, Brandon is flying solo!What was discussed:→ Getting out of the hole and to a position where fi is even a consideration→ Make goals visible→ Flip the script on your side hustle. It should be the main focus of your day with your evenings set to 'getting by' earnings The Invested Entrepreneur YouTube Channel: @TmoffatThe Invested Entrepreneur Instagram: @invested.entrepreneur Mortgage Inquiries:Book a call → www.chatwithtom.caEmail → experts@northshoregroup.ca

    Nov 07,2023 06:18
23. 

    23. 05: Credit Scores 101

    In this episode, Brandon and Tom discuss what it takes to have sparkling credit. Let this episode be your go-to resource for all things related to your personal credit.What was discussed:→ Different factors that influence your score→ Common misconseptions→ Tips, Tricks and Strategies on how to build your credit score The Invested Entrepreneur YouTube Channel: @TmoffatThe Invested Entrepreneur Instagram: @invested.entrepreneur Mortgage Inquiries:Book a call → www.chatwithtom.caEmail → experts@nor

    Oct 24,2023 19:59
24. 

    24. 04: House Flipping For Quick Profits with Sai Lee

    In this episode, Brandon and Tom are joined by Sai Lee, a successful mortgage broker as well as real estate investor who focuses on flips.  What was discussed:→ How being in the mortgage broker business exceled his flipping business→ What a typical flip looks like for him and his students→ His involvement in his mortgage business (how using leverage has changed his life) Sai's Private FB Group → https://www.facebook.com/groups/reprofits/ The Invested Entrepreneur YouTube Channel: @TmoffatThe Inv

    Oct 17,2023 32:02
25. 

    25. 02: 6 Tips To Increase Monthly Cashflow

    Episode 02With inflation today, things are expensive! In this episode we dive into 6 different ways you can increase your monthly cash flow in order to not only survive but thrive in these high inflationary times. The 6 Tips:1. Go over monthly subscriptions2. Call cell phone/internet provider and negotiate a discount3. Request an updated quote for your home and auto insurance4. Consolidate high interest debt5. Reach out to your current bank and try to negotiate a longer amortization to lower pay

    Oct 04,2023 17:00
26. 

    26. 01: Our Journey & the Future of the Podcast

    Episode 01Launch Day! What was discussed:→ What lead us to starting our journey to Financial Independence→ What we're currently doing to achieve our F.I. goals→ What the future looks like with the F.I. Podcast *Disclaimer*The content provided on ”F.I. Talk | Financial Independence for Canadians” is for informational purposes only and should not be considered financial advice. We are not financial professionals, and you should consult with a qualified advisor before making any financial decisions

    Sep 29,2023 16:40
27. 

    27. 03: Investing in the U.S. as a Canadian

    In this episode, Brandon and Tom are joined by Glen Sutherland, a real estate investor and coach from Wellesley, Ontario, who's specialty is investing in the U.S. real estate market. Glen also has a podcast called "A Canadian Investing in the U.S.", which he's hosted since 2018. Glen is here to discuss:→ What led him to investing in the U.S.→ What investment strategies he's been using.→ And how you as a Canadian can get started in U.S. investing. Glen Sutherland's Website: www.glensutherland.com

    Oct 10,2023 30:42
28. 

    28. Welcome to the Invested Entrepreneur Podcast!

    Welcome to the Invested Entrepreneur Podcast!

    Sep 25,2023 00:53