SIMPLE MONEY SYSTEMS II Pay Off Debt, How to Budget, Down Syndrome, Personal Finance, Save Money, Bu

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From new to old From old to new

1. 

   1. 37 II Burned Down By Overcommitting with Special Needs Child? Learn How to Accomplish More in Less Time with Simple Budget

   Show Notes:Want to do all these things and stay sane? Learn a step-by-step guide in this episode on how to actually be filled with joy, and peace of heart and feel a productive, happy Mom!Learn – www.dianagalas.com Discover - schedule a Free Call right here https://calendly.com/dianagalas/coaching-call-booking Connect - become an Insider here: https://simple-money-systems.ck.page/ Engage – join FB here: https://bit.ly/timeforfacebook  or search for Simple Money Systems Facebook GroupWrite to me:

   May 07,2024 22:17
2. 

   2. 36 II How To Overcome The Overspending Guilt - Do This One Thing

   Show Notes:Welcome to Episode #36 where I teach how to gain back your ground after a shopping spree financial crash. Tune in to this episode and learn basic strategies on how to assess the situation, and create a plan to connect with yourself so you can use your experience for growth and financial stability.Learn – www.dianagalas.com Discover - schedule a Free Call right here https://calendly.com/dianagalas/coaching-call-booking Connect - become an Insider here: https://simple-money-systems.ck.p

   Apr 30,2024 20:15
3. 

   3. 35 II Running Out Of Money? 7 Ways to Waste Your Money Down the Drain

   Show Notes: This episode is about money wasting and about common ways of how unintentionally ending up with no money at the end of a month. Whether it’s emotional buying or quick convenience purchases, let me help you get control over your spending in a nonrestrictive way, giving you the freedom to put your money where it serves you the best. Check below how to connect with me!Learn – www.dianagalas.com Discover - schedule a Free Call right here https://calendly.com/dianagalas/coaching-call-book

   Apr 23,2024 18:32
4. 

   4. 34 II Ditch Debt Quickly with Down Syndrome Child: 3 Steps to Your Family Money System

   Show Notes: In this episode, I am giving you a simple formula to help you optimize your family money system to get you out of debt. Whether you are starting over on your financial journey, starting for the first time, or changing financial directions this episode will share exact strategies to create money systems in your home so you can sleep better, be less stressed over your finances, and permit you to dream again today! Check out my info below to get started on your debt-free life right now.

   Apr 16,2024 15:34
5. 

   5. 33 II How to Organize Simple Binder for Child with Special Needs, Down Syndrome

   Show Notes:Creating a comprehensive special needs binder for a child can be immensely helpful for parents, caregivers, educators, and healthcare providers. The medical records, charts, immunizations, medications, and doctor's notes - all have to be carefully recorded and kept in one place and easily accessible. Our kids grow differently so, instead of having a typical growth chart, I recommend having a chart reflecting your child’s developmental phases, milestones reached, a plan for learning go

   Apr 09,2024 20:12
6. 

   6. 32 II Step by Step Tutorial on Building Your Cash Flow Systems: So You Can Pay Off Debt Faster

   Show Notes:In this episode, I want to discuss steps on practical steps on how to build your cash flow systems so you can start paying your debt and staying out of it. Welcome to episode #32 on the Simple Money Systems podcast.Create a Bill Pay SystemBuild your Family Purchasing SystemHave in place a Grocery Shopping Planning SystemCreate a Debt Repayment SystemImplement your systems!Learn – www.dianagalas.com Discover - schedule a Free Call right here https://calendly.com/dianagalas/coaching-cal

   Apr 02,2024 19:09
7. 

   7. 31 II Get Ready to Cash Flow; 5 Money Tips on How to Gain Back Your Money with Easy Budget

   Show Notes:Welcome to Simple Money Systems podcast episode #31. Today I will be talking about the concept of cash flow. There's one common denominator to find that simple strategy for saving money that you can run with. Is there one? And I say yes. To simplify this often confusing money subject I have a simple money system that is custom built for you. Here are 5 tips on How to help you gain your cashback:1. Evaluate, what value-adding or money-saving habit you need to add to your daily routine.

   Mar 26,2024 21:22
8. 

   8. 30 II Why It Is Hard to Stick to Budget and 3 Simple Steps on How to be Consistent With Spending Plan

   Show Notes: Welcome to episode #30 where I discussed the topic of why it is so hard to stick to your Budget and how to be consistent with your spending plan. Are you ready to learn and get back to the money management basics that you enjoy? I am glad to help you! Click the links below to learn, discover, connect, and engage. Learn – www.dianagalas.com Discover - schedule a Free Call right here https://calendly.com/dianagalas/coaching-call-booking Connect - become an Insider here: https://simple-

   Mar 20,2024 19:47
9. 

   9. 29 II Simple Debt Free Budgeting With Down Syndrome Above Abilities for Peace of Mind

   Show Notes:You are the Mom of special abilities with a special calling that puts you in a place where you serve not only your child but also others. Just imagine when your voice is heard, and your talents are put to work to make not just your life much lighter, easier, more fun, and enjoyable but also the life of your child, your family, and people all around the world today and right now. Would you like to hear more topics on special needs trust? Drop your comments in our Facebook community at

   Mar 15,2024 18:49
10. 

    10. 28 II Frustrated With Your Money - Learn How to Break Through Spending Cycle with Easy Budget

    Show Notes:Welcome to the Simple Money Systems podcast, where simple is more and more simple. I am so happy you joined me! In this episode, I will be discussing a hot topic about how to break through the spending cycle and how to gain confidence and peace of mind when it comes to your daily finances.The first thing you need to know is what is coming in. I mean what we think about, what we allow ourselves to listen, to look at, with whom we associate, and even how we were raised and what beliefs

    Mar 12,2024 19:26
11. 

    11. 27 II How to Organize Bill Pay for Simple Spending Plan with Easy Budget Method

    Show Notes:Ok, let's organize and automate your bill pay! Have all your Bills available for one-time set-up only. I like to have paper copies with account numbers, mailing addresses, and telephone numbers for every payee. You may add payees to your bill pay as you go, but I prefer to have them all set up at one time for easier budgeting and money allocation. Enter all your bills one by one, and double-check all the details like account numbers and payee mailing address. And you are ready to make

    Mar 05,2024 16:19
12. 

    12. 26 II 3 Easy Habits to Support Your Spending Plan, Stop Impulsive Buying to Boost Your Cash Flow with Easy Budget

    Show Notes:Friends, try training your brain to practice enough mentality. How much is it really required to live a healthy simple lifestyle? And remember simple is always more: more freedom, more space, more rest, more health, more peace, more happiness in your marriage and relationship with family, and more money in your pocket. Instead of buying more junk food buy less: organic, natural products. And friends, farm-fresh eggs and farm-fresh milk taste much better and our digestive system is cre

    Mar 01,2024 20:18
13. 

    13. 25 II How Much Your Self-Worth Image Is? 6 Steps To Your Net Value with Debt-Free Budgeting

    Show Notes:When my son Dave was born with Down Syndrome and being a new mother of a child with intellectual disability it affected my self-worth. Automatically, not even giving much thought or consideration I fell into a trap of a very low self-esteem. I immediately was thinking of how others would look at my son what hardships of cruel societal norms he will face and even more how I will handle all of this. Many other factors can easily throw us to the curb as "unworthy" unless we allow it. So,

    Feb 27,2024 21:24
14. 

    14. 24 II Time is Money, 5 Tips on How to Simplify Your Day for Peace of Mind with Easy Budget

    Show Notes:I can relate to you my friend, whether you are a full-time mom or work outside your home, you can have peace of mind by simplifying your day by having some planning tips in place. Let's recap 5 of them. They are not coming in order and you can start from any that you struggle with the most.#1. Have your evening strategy ready#2. Plan your weekly menu#3. Have your nightly time with yourself and your hubby#4. Have your own personal power hour early in the morning#5. Have a designated ar

    Feb 21,2024 18:36
15. 

    15. 23 II Ditch Cash Envelopes, Learn Hybrid Budgeting Method Stress Free, Get Credit Card Work For You

    Show Notes:You probably heard about the cash envelopes budgeting method. This is when you designate one paper or plastic it doesn’t matter envelope to a specific budget category. There is nothing wrong with it but I find it extremely unpractical and inefficient. It is very unsafe to carry bags of money with you in the store when your hands are tied with many moving parts and when your kids are with you. Plus managing the envelopes themselves is another level of time and energy that makes this me

    Feb 13,2024 22:10
16. 

    16. 22 II Simple Money Systems is a Safe Place to Grow in Financial Freedom - Get Your Budget Done

    Show Notes:Welcome back to the Simple Money Systems podcast! What a great time to catch up on some money talk. Maybe you already took several financial courses with other coaches that left you with to-do and not-to-do lists that you were not able to get your hands on to tackle leaving you even more confused and discouraged from paying off your debt. You are tired of figuring out your finances on your own just to end up with more overwhelm. Today I want to talk about how you can be confident in g

    Feb 10,2024 17:40
17. 

    17. 21 II Strategies to Overcome the Overwhelm of Down Syndrome Diagnosis with Budget in Place

    Show Notes:It is easy to lose balance when something unexpected shakes your base. It can be anything. How about you, my friend? What is your story? Do you have one? With me, it was my special child. Now, I feel a responsibility here to make sure you are ready for any kind of storm in your life small or big. Maybe you are going through right now. Have your special fund in place. It is called by others as an emergency fund but I rather like to call it a special fund. Please take an hour this weeke

    Feb 02,2024 24:01
18. 

    18. 20 II How to Increase Income Now - Ways to Make Money at Home by Having Simple Budget Ready

    Show Notes:You have your budgeting tools under your belt, you know the exact strategy to tackle your debt or to start smart investing. Friend, I urge you about the importance of having your budget in place! If you don’t have it please, right now, hit the stop button and schedule a phone call with me. You need to have your budget to start living with a solid knowledge of where your hard-earned money goes. Have your notebook, list some ideas with ways you can bring more money home, come up with a

    Jan 31,2024 19:56
19. 

    19. 19 II Stuck With High-Interest Mortgage? Use easy budget to manage high-interest home loan to your advantage

    Show Notes:Welcome to episode 19! Are you stuck with a high-interest-rate home loan? Let’s get deep into how it can serve to your advantage. You might be wondering if it’s even safe to invest in your home like making extra principal payments. In general, housing is an essential need and always will remain in value. Just by looking at the historical housing market it always going up.  The home value may drop but eventually, it will pick up and rise. So it is a very safe investment.Here is a recap

    Jan 23,2024 19:46
20. 

    20. 18 II 7 Budget Myths to Unlock Productive Money Management

    Show Notes:My friend, what are your misconceptions about budgeting? How do you handle your finances? Have you found this information helpful in any way? I hope it stretched you, challenged you helping you to grow in your financial journey. Write down on a piece of paper everything preventing you from getting to your budget. Whether it is a lack of knowledge and time, fear of facing your financial standing, unfortunate circumstances, maybe it’s a pang of guilt, procrastination, or anything else.

    Jan 17,2024 20:51
21. 

    21. 17 II Loose 15 Lbs in 30 Days on Budget Eating 5 Times a Day

    Show Notes:You can eat 5 times a day, cook once maybe twice a week, do grocery shopping once a week, and kiss your grocery receipt! How does it sound?First, eat your breakfast. It must include lean proteins, some whole grains preferably cooked, and a load of fresh greens and veggies. Similar food ingredients for lunch. And for dinner same ingredients but grains. That’s it! How much simpler it can be? I also eat two snacks. Morning snuck between breakfast and lunch and afternoon snuck between Lun

    Jan 12,2024 16:50
22. 

    22. 16 II Why Your Budget Is Not Working - Do 3 Things Now

    Show Notes:You need to take these 3 steps right now to start your budget work for you:Track your daily expenses during your nightly routine time in one system like an Excel spreadsheet. Lit up candles, use an essential oils diffuser, and play soft music to establish a serene and peaceful atmosphere when you reflect on the day behind. Leave it there with a grateful heart, knowing that what you accomplished today is sufficient and you gave your best effort.Get your weekend Money Squad Time establi

    Jan 09,2024 15:47
23. 

    23. 15 II Money Making Mindset – 3 strategies for financial growth

    Show Notes:Improving financial confidence is a gradual process that involves both practical actions and a positive mindset. By taking proactive steps and staying committed to your financial goals, you can build confidence in your ability to manage and improve your financial well-being. Remember, attracting money is often a result of a combination of practical financial habits, continuous learning, and a positive mindset. It's not about seeking quick fixes but rather adopting a holistic approach

    Jan 03,2024 17:37
24. 

    24. 14 II 9 Steps to Reduce Stress and Improve Financial Confidence - Budget Ready

    Show Notes: Improving financial confidence is a gradual process involving practical actions and a positive mindset. By taking proactive steps and staying committed to your financial goals, you can build confidence in your ability to manage and improve your financial well-being. Take a good self-careHave a structured routineCreate an inviting desk areaOrganize financial paperworkHave a paper plannerKnow your money in and outHave a financial planLearn new habitsSeek financial counseling Become an

    Dec 25,2023 23:07
25. 

    25. 13 II Christmas Valuable Treasure – Your Special Child is Born

    Show Notes: Today I would like to reflect on a very sacred topic about the most valuable treasure of a special child that once was born. You have your gem right in front of you. Take a closer look. Pick it up from the dirt, wash it, gently wrap it in a fine cloth, bring it to the sunlight, and get your magnifying glass out – you will see so many sparkles! Let it shine in you and through you! Let it be your blessing in disguise. Bring it to the others and those running with no stop missing on the

    Dec 22,2023 15:06
26. 

    26. 13 II Christmas Valuable Treasure – Your Special Child is Born!

    Show Notes:Today I would like to reflect on a very sacred topic about the most valuable treasure of a special child that once was born. You have your gem right in front of you. Take a closer look. Pick it up from the dirt, wash it, gently wrap it in a fine cloth, bring it to the sunlight, and get your magnifying glass out – you will see so many sparkles! Let it shine in you and through you! Let it be your blessing in disguise. Bring it to the others and to those who are running with no stop miss

    Dec 21,2023 15:06
27. 

    27. 12 II Worried About Running Out Of Money To Meet Ends? 6 Strategies For More Money In Your Pocket

    Show Notes:6 strategies on how to have more moneyCreate a BudgetIdentify Essential vs. Non-Essential ExpensesPrioritize Basic NeedsBuild an Emergency FundSave for GoalsReview and adjustBecome an Insider: https://simple-money-systems.ck.page/Connect on FB: https://bit.ly/timeforfacebookWork With Me: diana@dianagalas.com

    Dec 19,2023 17:39
28. 

    28. 11 II Start your New Year Right - Establish Priorities for Financial Success

    Show NotesSuccess means personal fulfillment, happiness, and a sense of accomplishment. So, to experience such success I have created a roadmap so that by the end of the next year when you look back you will feel more accomplished and successful, right? See God placed us – human beings on this earth as the highest authority to rule over it, cultivate it, and care for it. Money is one of the main factors in how to do it effectively.Financial success means achieving one's financial goals and the a

    Dec 13,2023 18:42
29. 

    29. 10 II 3 Steps on How to Systemize Your Bill Pay – Use Online Bill Pay to Save Time and Money

    Show Notes:Episode 10: 3 Steps on How to Systemize Your Bill Pay – Use Online Bill Pay to Save Time and MoneyHave your Bill Pay folder set up with two dividers: one labeled Bills to pay by Credit Card and the other one Bills to pay with online banking. Have the Bill Pay folder ready for your “Money Squad” time.Establish your “Money Squad” time, preferably at the end of the day and during your nightly routine.Enter bills to online banking bill pay as they come.Become an Insider: https://simple-mo

    Dec 08,2023 16:31
30. 

    30. 9 II How to Enjoy Party Meals and not Gain Weight for Healthier You

    Show Notes:Before going to a party plan your day in particular your meals. Be mindful and strategic. Eat a balanced meal before the party to curb excessive hunger. Concentrate on connecting with people, talk more, laugh a lot, and take tons of pictures with as many people as you can. Photograph the food and the decorations – keep yourself busy other than consuming food.Enjoy your party time by truly celebrating by mindful eating. Do not let special events and festivities interact with your healt

    Dec 03,2023 13:16
31. 

    31. 8 II 7 Reasons to Ditch the Debt and Live Free with Special Needs

    Show Notes:Debt is a financial obligation or liability that arises when one party borrows money from another with the agreement to repay the borrowed amount, typically with interest, over a specified period. It can take various forms, including loans, credit card balances, mortgages, or any other arrangement where money is owed. Managing debt involves making scheduled payments to the creditor until the borrowed amount is fully repaid.Paying off debt brings various benefits.Financial FreedomReduc

    Nov 28,2023 17:52
32. 

    32. 7 II 5 Steps On How To Create Basic Budget To Enjoy

    Show Notes: A budget allows you to prioritize essential expenses over non-essential ones, helping you allocate funds to what matters most by providing a structured framework to allocate funds based on importance and necessity. A budget reveals your current financial situation, enabling you to set realistic and achievable goals based on your income and expenses.  Budgeting includes saving for emergencies and special needs by providing a financial safety net. Having an emergency fund can reduce th

    Nov 24,2023 18:35
33. 

    33. 6 II Are you thriving or surviving? Learn 5 steps about gaining financial peace for a wealthier you

    Show Notes:In this episode, you will find practical solutions to help you right away in any season of your life.Start your day the night before. Revisit your calendar, reflect on your day, put it on paper - get it out of your head, go to bed on timeTake care of your spirit, mind, and body. Rise one hour earlier than anybody else in your household. Meditate and plan your day. Start exercising – walk at least 10,000 steps each day. Drink plenty of water. Eliminate sugar and white flour from your d

    Nov 21,2023 13:30
34. 

    34. 5 II How to be Thankful on Thanksgiving Day with a Special Needs Child

    Show Notes:First and foremost, eliminate extra stress from your Thanksgiving day by taking care of your finances in advance. Create a budget, plan your expenses, and prioritize your spending. Create a Thanksgiving meal plan and have your shopping list ready! This proactive approach allows you to enjoy the festive season without the added worry of financial stress. Take the time to set realistic expectations, concentrate on what’s important to you and your family, explore cost-effective options,

    Nov 18,2023 19:32
35. 

    35. 4 II 4 Steps on How to Use Credit Card to Pay Off Debt and Save Money Hassle Free

    Show Notes:Operate with only two accounts: one is your checking account and the other one is your credit card account.Setting a credit limit to your budgeted expenses will ensure you stay within your limits. It’s important to make sure your budget cash flows after paying off the credit card. Have Monthly Credit Card revamp time.  Go and free up your money flow for life above abilities where your dreams become your reality!Become an Insider: https://simple-money-systems.ck.page/Connect on FB: htt

    Nov 16,2023 17:04
36. 

    36. 3 II Get Clarity in your Finances, Increase Your Cash Flow - Reduce Non Essential Expenses

    Show Notes:Non-essential expenses include costs that contribute to comfort, entertainment, or luxury rather than meeting basic needs. These are discretionary expenses that can be adjusted based on personal preferences and financial priorities. Set aside about 1 hour of your and your hubby’s time on a monthly basis, preferably during the weekend. Print your last month's bank statement, get your magic notepad with a pan, find a quiet place with minimal distractions, get your hubby on your side, an

    Nov 13,2023 19:08
37. 

    37. 2 II 8 tips on how to organize family celebrations shopping to save money, enjoy more and spend less

    Show Notes:In this episode, I share 8 tips on planning family parties and events to enjoy and to keep your bank intact. A family is to cherish and to celebrate. With Thanksgiving, Christmas, and New Year quickly approaching, I would like you to enter into a Holiday season with a grateful heart, joyful spirit, and sound mind ready to give and receive. Let’s walk through it in confidence!Become an Insider: https://simple-money-systems.ck.page/Connect on FB: https://bit.ly/timeforfacebookWork With

    Oct 28,2023 15:55
38. 

    38. 1 II From broke poor needy to life of fulfillment prosperity success financial freedom with disabled child

    Show Notes:This episode is about my journey and how I met my special needs son. Being an immigrant with no financial concept of the American dream, and having a child on disability I was able to rise above my abilities to become a successful entrepreneur, business owner, and thriving mother of four grown-up children with my very first grandbaby on the way. Here I share some of the moments that shaped me from being hopeless, lost, and confused to a life of contentment, fulfillment, and gratitude.

    Oct 24,2023 20:15